An excess is the amount a customer pays towards a claim to help reduce their insurance premium. Motor Excess Protect reimburses this excess when a valid claim is made on their main policy. High excesses are common for young drivers, specialist vehicles or those with previous claims, and many customers also choose a voluntary excess to lower their premium. Whatever the reason, if they’re involved in an accident, their excess must be paid before they’re back on the road — and that’s where our cover helps.
Even when a motor insurance claim is successful, the excess can still leave the customer facing an unexpected cost.
It provides added financial protection and peace of mind by reimbursing the excess where the underlying motor insurance claim is successful and the excess cannot be recovered from a third party.
